True annual cost of living in Castle Hill, NSW 2154
Living in a house in Castle Hill costs about $10,652 a year: council rates, water and sewerage, commute and home insurance combined. Castle Hill sits 24.9 kilometres from Sydney CBD. Unit costs reach $11,532, with the $2,300 body corporate levy accounting for the entire difference between the two. At 24.9km from the CBD, transport mode shifts the annual total by $3,593. The gap widens as commute costs rise.
Cheaper to run than 91% of The Hills suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Castle Hill's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Castle Hill
within a 2 km walk
Nearest stop
Castle Hill, 940 m away, about a 12 minute walk. It is a metro stop.
Nearest hospital
The Hills Private Hospital, 2,151 m away, about a 27 minute walk.
Supermarkets
4
Cafes
13
Parks
36
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Castle Hill to the CBD?
Public transport saves Castle Hill residents $3,593 per year. Annual commute cost by car is $5,993 versus $2,400 by public transport using the Opal network.
What are the council rates in Castle Hill?
Castle Hill falls under The Hills Council. The average residential rate for 2026-27 is $1,261 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,261 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Castle Hill?
Running a unit in Castle Hill costs approximately $11,532 per year by car or $7,939 by public transport. This includes council rates of $1,261, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Castle Hill close to public transport?
The nearest scheduled service to the centre of Castle Hill is Castle Hill, a metro stop about 940 m away, about a 12 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Castle Hill?
The closest hospital to the centre of Castle Hill is The Hills Private Hospital, about 2,151 m away, about a 27 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Castle Hill?
Within a 2 km walk of the centre of Castle Hill there are 4 supermarkets, 13 cafes and 36 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: The Hills rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.