Living in a house in Lota costs about $10,581 a year: council rates, water and sewerage, commute and home insurance combined. Lota sits 15.8 kilometres from Brisbane CBD. Unit costs reach $10,969, with the $2,800 body corporate levy accounting for the entire difference between the two. At 15.8km from the CBD, transport mode shifts the annual total by $4,239. The gap widens as commute costs rise.
About $203 a week to run a house here, including estimates
Unit annual cost
$10,969
Incl. body corporate
$914/month
About $211 a week to run a unit here, including estimates
House vs unit difference
+$388
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Brisbane City Council
$950
Water & sewerage
Official, 2026-27 Queensland Urban Utilities
$1,900
Driving commute
Modelled, 2026-27 ATO 91c/km · 15.8km from CBD · 192 days
$4,431
Home insurance
Estimated flood Medium · fire High
$3,300
Body corporate
Estimated
$2,800
Total annual running cost
$10,581
($882/month, $203/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).
↑ 30% above Brisbane City Council average
SuburbCost affordability score ●●●○○5.3/10 Average
Cheaper to run than 58% of Brisbane City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Lota's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Lota
within a 2 km walk
Nearest stop
Lota station, 283 m away, about a 4 minute walk. It is a train stop.
Supermarkets
1
Cafes
10
Parks
32
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Lota to the CBD?
Public transport saves Lota residents $4,239 per year. Annual commute cost by car is $4,431 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Lota?
Lota falls under Brisbane City Council. The minimum residential general rate for 2026-27 is $950 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,138 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Lota?
Running a unit in Lota costs approximately $10,969 per year by car or $6,730 by public transport. This includes council rates of $1,138, water and sewerage $1,900, estimated body corporate levy of $2,800, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Lota close to public transport?
The nearest scheduled service to the centre of Lota is Lota station, a train stop about 283 m away, about a 4 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Lota?
Within a 2 km walk of the centre of Lota there is 1 supermarket, 10 cafes and 32 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.
Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Brisbane City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.