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32.2 km from CBD
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True annual cost of living in North Kellyville, NSW 2155

Living in a house in North Kellyville costs about $11,682 a year: council rates, water and sewerage, commute and home insurance combined. North Kellyville sits 32.2 kilometres from Sydney CBD. Unit costs reach $12,122, with the $2,100 body corporate levy accounting for the entire difference between the two. At 32.2km, the commute dominates running costs. Drivers pay $4,323 more per year than public transport users.

Last updated July 2026 · The Hills Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the The Hills average, cheaper than 55% of suburbs in the region.
The commute is the biggest expense at $6,723, roughly 58% of the annual total.
Switching from driving to public transport saves $4,323 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,682
Driving · per year
$974/month
Unit annual cost
$12,122
Incl. body corporate
$1,010/month
House vs unit difference
+$440
Unit costs more per year

Annual cost breakdown

Council rates
The Hills rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,261
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 32.2km from CBD · 192 days
$6,723
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$11,682
($974/month)
Near The Hills average
SuburbCost affordability score ●●●○○ 6.5/10 Good
Cheaper to run than 55% of The Hills suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for North Kellyville's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around North Kellyville

within a 2 km walk
Nearest stop
Rouse Hill, 2,420 m away, about a 30 minute walk. It is a metro stop.
Nearest hospital
The Hills Clinic Kellyville, 4,179 m away, about a 52 minute walk.
Supermarkets
1
Cafes
3
Parks
22
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare North Kellyville with another suburb

Frequently asked questions about North Kellyville

Is it cheaper to drive or take public transport from North Kellyville to the CBD?

Public transport saves North Kellyville residents $4,323 per year. Annual commute cost by car is $6,723 versus $2,400 by public transport using the Opal network.

What are the council rates in North Kellyville?

North Kellyville falls under The Hills Council. The average residential rate for 2026-27 is $1,261 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,261 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in North Kellyville?

Running a unit in North Kellyville costs approximately $12,122 per year by car or $7,799 by public transport. This includes council rates of $1,261, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is North Kellyville close to public transport?

The nearest scheduled service to the centre of North Kellyville is Rouse Hill, a metro stop about 2,420 m away, about a 30 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to North Kellyville?

The closest hospital to the centre of North Kellyville is The Hills Clinic Kellyville, about 4,179 m away, about a 52 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in North Kellyville?

Within a 2 km walk of the centre of North Kellyville there is 1 supermarket, 3 cafes and 22 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: The Hills rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.