Every Moreton Bay suburb ranked by what it costs to run
All 91 suburbs in Moreton Bay, not a top ten. Council rates, water and sewerage, the drive to work and house insurance, totalled for one year at each address.
Across all 91 Moreton Bay suburbs the median house costs $11,815 a year to run and the mean is $11,507. The range runs from $8,665 in Everton Hills to $13,110 in Caboolture, a spread of $4,445. Over ten years the median suburb costs $118,150. Every suburb here is covered by Moreton Bay Regional Council, so council rates are identical across the whole table and the differences come from everything else.
Key statistics
- Suburbs ranked
- 91
- Median
- $11,815
- Dearest
- $13,110
- Cheapest
- $8,665
- Spread
- $4,445
- Over ten years
- $118,150
What actually separates one suburb from another
Four costs make up each figure. They do not contribute equally, and in Moreton Bay one of them does most of the work.
| Component | Median | Range | Varies by |
|---|---|---|---|
| Commute | $6,284 | $3,115 to $6,988 | $3,873 |
| Home insurance | $2,150 | $1,400 to $2,900 | $1,500 |
| Council rates | $1,309 | $1,309 to $1,309 | none |
| Water and sewerage | $2,144 | $2,144 to $2,144 | none |
Commute varies by $3,873 across the table, which is 87 per cent of the $4,445 gap between Caboolture and Everton Hills. Council rates and Water and sewerage do not vary at all, because they are set once by the council and applied to every address in it.
38 of the 91 suburbs sit within $500 of the median, so most of Moreton Bay is tightly clustered and the $4,445 spread is set by the handful at each end.
The mean sits $308 below the median, which is the opposite of the usual shape. A short cheap tail pulls it down: Everton Hills at $8,665 sits $3,150 below the middle of the table, further than Caboolture sits above it.
All 91 suburbs, dearest to cheapest
Every suburb, with the four components that make up its total. The fourth column is the gap to the Moreton Bay median of $11,815.
| # | Suburb | Total | vs median | Rates | Water | Commute | Insurance |
|---|---|---|---|---|---|---|---|
| 1 | Caboolture | $13,110 | $1,295 above | $1,309 | $2,144 | $6,857 | $2,800 |
| 2 | Dayboro | $13,065 | $1,250 above | $1,309 | $2,144 | $6,912 | $2,700 |
| 3 | Beachmere | $12,791 | $976 above | $1,309 | $2,144 | $6,988 | $2,350 |
| 4 | Godwin Beach | $12,744 | $929 above | $1,309 | $2,144 | $6,941 | $2,350 |
| 5 | Moorina | $12,734 | $919 above | $1,309 | $2,144 | $6,981 | $2,300 |
| 6 | Rocksberg | $12,689 | $874 above | $1,309 | $2,144 | $6,936 | $2,300 |
| 7 | Laceys Creek | $12,639 | $824 above | $1,309 | $2,144 | $6,986 | $2,200 |
| 8 | Armstrong Creek | $12,622 | $807 above | $1,309 | $2,144 | $6,919 | $2,250 |
| 9 | Morayfield | $12,586 | $771 above | $1,309 | $2,144 | $6,983 | $2,150 |
| 10 | Samsonvale | $12,584 | $769 above | $1,309 | $2,144 | $6,431 | $2,700 |
| 11 | Upper Caboolture | $12,583 | $768 above | $1,309 | $2,144 | $6,980 | $2,150 |
| 12 | King Scrub | $12,537 | $722 above | $1,309 | $2,144 | $6,984 | $2,100 |
| 13 | Toorbul | $12,519 | $704 above | $1,309 | $2,144 | $6,716 | $2,350 |
| 14 | Woorim | $12,498 | $683 above | $1,309 | $2,144 | $6,695 | $2,350 |
| 15 | Burpengary East | $12,492 | $677 above | $1,309 | $2,144 | $6,939 | $2,100 |
| 16 | Burpengary | $12,491 | $676 above | $1,309 | $2,144 | $6,888 | $2,150 |
| 17 | Bellmere | $12,487 | $672 above | $1,309 | $2,144 | $6,884 | $2,150 |
| 18 | Ocean View | $12,475 | $660 above | $1,309 | $2,144 | $6,922 | $2,100 |
| 19 | Narangba | $12,465 | $650 above | $1,309 | $2,144 | $6,762 | $2,250 |
| 20 | Bongaree | $12,405 | $590 above | $1,309 | $2,144 | $6,852 | $2,100 |
| 21 | Mount Glorious | $12,378 | $563 above | $1,309 | $2,144 | $6,525 | $2,400 |
| 22 | Moodlu | $12,346 | $531 above | $1,309 | $2,144 | $6,743 | $2,150 |
| 23 | Deception Bay | $12,305 | $490 above | $1,309 | $2,144 | $6,702 | $2,150 |
| 24 | Sandstone Point | $12,283 | $468 above | $1,309 | $2,144 | $6,880 | $1,950 |
| 25 | Kobble Creek | $12,269 | $454 above | $1,309 | $2,144 | $6,716 | $2,100 |
| 26 | Meldale | $12,256 | $441 above | $1,309 | $2,144 | $6,603 | $2,200 |
| 27 | Rush Creek | $12,246 | $431 above | $1,309 | $2,144 | $6,793 | $2,000 |
| 28 | Ningi | $12,245 | $430 above | $1,309 | $2,144 | $6,892 | $1,900 |
| 29 | Campbells Pocket | $12,219 | $404 above | $1,309 | $2,144 | $6,666 | $2,100 |
| 30 | Donnybrook | $12,183 | $368 above | $1,309 | $2,144 | $6,380 | $2,350 |
| 31 | Bellara | $12,165 | $350 above | $1,309 | $2,144 | $6,762 | $1,950 |
| 32 | Wamuran | $12,134 | $319 above | $1,309 | $2,144 | $6,431 | $2,250 |
| 33 | Newport | $12,111 | $296 above | $1,309 | $2,144 | $6,508 | $2,150 |
| 34 | Kippa-Ring | $12,102 | $287 above | $1,309 | $2,144 | $6,349 | $2,300 |
| 35 | Welsby | $12,072 | $257 above | $1,309 | $2,144 | $6,019 | $2,600 |
| 36 | Wamuran Basin | $12,063 | $248 above | $1,309 | $2,144 | $6,460 | $2,150 |
| 37 | Rothwell | $12,054 | $239 above | $1,309 | $2,144 | $6,451 | $2,150 |
| 38 | Mount Nebo | $12,046 | $231 above | $1,309 | $2,144 | $6,193 | $2,400 |
| 39 | Dakabin | $12,042 | $227 above | $1,309 | $2,144 | $6,339 | $2,250 |
| 40 | Mount Mee | $12,037 | $222 above | $1,309 | $2,144 | $6,284 | $2,300 |
| 41 | Kurwongbah | $12,033 | $218 above | $1,309 | $2,144 | $6,480 | $2,100 |
| 42 | Elimbah | $11,999 | $184 above | $1,309 | $2,144 | $6,296 | $2,250 |
| 43 | Closeburn | $11,839 | $24 above | $1,309 | $2,144 | $5,636 | $2,750 |
| 44 | Mount Samson | $11,824 | $9 above | $1,309 | $2,144 | $6,121 | $2,250 |
| 45 | Mango Hill | $11,823 | $8 above | $1,309 | $2,144 | $6,070 | $2,300 |
| 46 | Caboolture South | $11,815 | at the median | $1,309 | $2,144 | $6,962 | $1,400 |
| 47 | Lawnton | $11,814 | $1 below | $1,309 | $2,144 | $5,461 | $2,900 |
| 48 | White Patch | $11,813 | $2 below | $1,309 | $2,144 | $6,560 | $1,800 |
| 49 | Banksia Beach | $11,772 | $43 below | $1,309 | $2,144 | $6,619 | $1,700 |
| 50 | Highvale | $11,681 | $134 below | $1,309 | $2,144 | $5,828 | $2,400 |
| 51 | Whiteside | $11,680 | $135 below | $1,309 | $2,144 | $6,227 | $2,000 |
| 52 | Bracalba | $11,582 | $233 below | $1,309 | $2,144 | $5,979 | $2,150 |
| 53 | Woody Point | $11,572 | $243 below | $1,309 | $2,144 | $6,019 | $2,100 |
| 54 | Scarborough | $11,564 | $251 below | $1,309 | $2,144 | $6,611 | $1,500 |
| 55 | Kallangur | $11,546 | $269 below | $1,309 | $2,144 | $5,993 | $2,100 |
| 56 | Griffin | $11,508 | $307 below | $1,309 | $2,144 | $5,605 | $2,450 |
| 57 | Mount Delaney | $11,481 | $334 below | $1,309 | $2,144 | $5,378 | $2,650 |
| 58 | Delaneys Creek | $11,452 | $363 below | $1,309 | $2,144 | $5,799 | $2,200 |
| 59 | Petrie | $11,388 | $427 below | $1,309 | $2,144 | $5,785 | $2,150 |
| 60 | Cashmere | $11,350 | $465 below | $1,309 | $2,144 | $5,697 | $2,200 |
| 61 | Joyner | $11,294 | $521 below | $1,309 | $2,144 | $5,741 | $2,100 |
| 62 | Redcliffe | $11,233 | $582 below | $1,309 | $2,144 | $6,380 | $1,400 |
| 63 | North Lakes | $11,220 | $595 below | $1,309 | $2,144 | $6,317 | $1,450 |
| 64 | Murrumba Downs | $11,204 | $611 below | $1,309 | $2,144 | $5,651 | $2,100 |
| 65 | Yugar | $11,181 | $634 below | $1,309 | $2,144 | $5,328 | $2,400 |
| 66 | D'Aguilar | $11,163 | $652 below | $1,309 | $2,144 | $5,510 | $2,200 |
| 67 | Clear Mountain | $11,097 | $718 below | $1,309 | $2,144 | $5,444 | $2,200 |
| 68 | Margate | $11,034 | $781 below | $1,309 | $2,144 | $6,181 | $1,400 |
| 69 | Jollys Lookout | $11,027 | $788 below | $1,309 | $2,144 | $5,224 | $2,350 |
| 70 | Draper | $10,931 | $884 below | $1,309 | $2,144 | $4,778 | $2,700 |
| 71 | Samford Valley | $10,783 | $1,032 below | $1,309 | $2,144 | $5,080 | $2,250 |
| 72 | Strathpine | $10,783 | $1,032 below | $1,309 | $2,144 | $5,080 | $2,250 |
| 73 | Wights Mountain | $10,724 | $1,091 below | $1,309 | $2,144 | $5,171 | $2,100 |
| 74 | Warner | $10,516 | $1,299 below | $1,309 | $2,144 | $5,063 | $2,000 |
| 75 | Samford Village | $10,431 | $1,384 below | $1,309 | $2,144 | $4,778 | $2,200 |
| 76 | Bray Park | $10,331 | $1,484 below | $1,309 | $2,144 | $5,328 | $1,550 |
| 77 | Woodford | $10,270 | $1,545 below | $1,309 | $2,144 | $4,817 | $2,000 |
| 78 | Brendale | $10,261 | $1,554 below | $1,309 | $2,144 | $4,658 | $2,150 |
| 79 | Eatons Hill | $10,141 | $1,674 below | $1,309 | $2,144 | $4,638 | $2,050 |
| 80 | Camp Mountain | $10,109 | $1,706 below | $1,309 | $2,144 | $4,556 | $2,100 |
| 81 | Neurum | $9,984 | $1,831 below | $1,309 | $2,144 | $4,431 | $2,100 |
| 82 | Albany Creek | $9,589 | $2,226 below | $1,309 | $2,144 | $4,036 | $2,100 |
| 83 | Stanmore | $9,569 | $2,246 below | $1,309 | $2,144 | $3,416 | $2,700 |
| 84 | Bunya | $9,494 | $2,321 below | $1,309 | $2,144 | $3,991 | $2,050 |
| 85 | Commissioners Flat | $9,443 | $2,372 below | $1,309 | $2,144 | $3,340 | $2,650 |
| 86 | Ferny Hills | $9,378 | $2,437 below | $1,309 | $2,144 | $3,875 | $2,050 |
| 87 | Cedarton | $9,268 | $2,547 below | $1,309 | $2,144 | $3,115 | $2,700 |
| 88 | Bellthorpe | $8,883 | $2,932 below | $1,309 | $2,144 | $3,280 | $2,150 |
| 89 | Arana Hills | $8,843 | $2,972 below | $1,309 | $2,144 | $3,340 | $2,050 |
| 90 | Stony Creek | $8,718 | $3,097 below | $1,309 | $2,144 | $3,265 | $2,000 |
| 91 | Everton Hills | $8,665 | $3,150 below | $1,309 | $2,144 | $3,162 | $2,050 |
How this differs from the other Moreton Bay ranking
SuburbCost already publishes the cheapest suburbs to live in Moreton Bay, which shows the cheapest 25 and the ten dearest. That is 35 suburbs of 91, so 56 of them appear nowhere on it.
This page is the complete table. It makes no claim about which suburbs are the most expensive or the cheapest to live in, because that is the other page's job and it does it with more context than a row in a long table can carry. If you want the extremes explained, read that one. If you want to find your own suburb, this is the one with every suburb on it.
Methodology
What is counted. Council rates for 2026-27, water and sewerage for 2026-27, the modelled drive to work, and home insurance for a house. Four recurring costs that come with an address.
What is not counted. Mortgage or rent, electricity, groceries, and anything else that varies by household rather than by address. Two families in the same house would see the same figure here and very different total bills.
Commute. Distance to the Brisbane CBD at the ATO 2026-27 rate of 91c per kilometre, with trip frequency tapering by distance. Moreton Bay suburbs measure to Brisbane, because that is the city their route runs to. This is the main reason the Moreton Bay median sits where it does relative to other South East Queensland metros: the commute is to another city rather than to a local centre.
Straight line, not road distance. Distances are measured straight line, which understates real road distance. Across suburbs that route to a state capital the measured median correction is 1.294 times, so a real road commute is longer than the figure here.
Excluded from the ranking. Any suburb carrying a neighbouring council's rate or a neighbouring utility's water figure. All 91 Moreton Bay suburbs hold their own figures for all four components, so none is excluded here.
One council. Every suburb in this table is covered by Moreton Bay Regional Council and pays the same council rate, so rates cannot explain any difference between two suburbs on this page. They can between councils, which is what the Queensland council rates comparison is for.
SuburbCost does not publish property prices, medians, valuations as market values or capital growth.
Frequently asked questions
What does a house cost to run in Moreton Bay
The median across all 91 Moreton Bay suburbs is $11,815 a year, counting council rates, water and sewerage, the drive to work and house insurance. The range runs from $8,665 in Everton Hills to $13,110 in Caboolture. This is what a house costs to run, not what it costs to buy.
Which Moreton Bay suburb costs the most to run
Caboolture, at $13,110 a year. Dayboro follows at $13,065 and Beachmere at $12,791. The full ranking of all 91 suburbs is on this page; for the top end on its own see the cheapest suburbs to live in Moreton Bay.
Which Moreton Bay suburb costs the least to run
Everton Hills, at $8,665 a year, which is $4,445 below Caboolture. A low figure here reflects a short commute and the ordinary spread in water and insurance, not a cheaper council: every suburb in Moreton Bay is covered by Moreton Bay Regional Council and pays the same rate.
What makes one suburb cost more than another
Commute does most of it. Across these 91 suburbs it varies by $3,873, which is 87 per cent of the $4,445 gap between the dearest and cheapest suburb. Council rates and Water and sewerage do not vary at all, because they are set at the council level.
Is this property prices
No. SuburbCost never publishes property prices, medians, valuations as market values or capital growth. Every figure here is a recurring annual cost of living at an address, which is what you pay every year rather than once.
Get the detail for one suburb
This table gives four numbers per suburb. The free report takes one address, routes your actual commute by road rather than straight line, and adds the estimated electricity this ranking leaves out.
Get the free suburb running cost report →Or see the Moreton Bay Regional Council rating detail behind the rates column.
Or find the Greater Brisbane suburbs that fit your monthly budget, Moreton Bay included.
Cite this data
SuburbCost data is free to cite with attribution. Please link to this page as the source.
Every figure used here is available to reuse. You can take the underlying data as a CSV under CC BY 4.0 rather than retyping it.
Related rankings
- the cheapest suburbs to live in Moreton Bay, the same data with the extremes explained.
- What each Queensland council charges per dollar of land, why rates differ between councils rather than within one.
- The most expensive Brisbane suburbs to run, the same measure across Greater Brisbane.
- Every council we hold, with the rating detail behind each figure.